Borrow for the car you want, within your budget!
We understand that for most Australians, having a car is necessary to get to work, take the kids to school and buy groceries. At Loancraft, we specialise in getting our clients the loan they need to purchase a vehicle, even with impaired or no credit history.
Whether you are planning to buy a used car from a private seller or a brand new car from a dealership we are committed to secure your approval with a lender as quickly as possible.
There are few situations in life that are more embarrassing than going to a car dealership and falling in love with a car only to find out you weren’t approved for the finance. At Loancraft, we can get you pre-approved for a loan before you buy, so you know what you can afford, how much your monthly payment will be, and what kind of interest rate you will be charged, all up front! And with pre-approved finance, you will be in a better position to negotiate a sharp price and get a better deal for your vehicle.
Contact us for our free, fast and no obligation car loan service.
Car Loan Tips
Shop for a loan BEFORE you shop for a car – Get a pre-approval for a loan that will work for you before you decide on a vehicle. That way you know what you can afford and on what terms so that you can make the right financial decision for you and your family.
Avoid multiple inquiries on your credit file – Too many credit checks in a short period of time can damage your credit rating, potentially impairing your ability to apply for credit in the future and leading to paying higher interest rates. Do your homework and go with one preferred lender who will do a “hard pull” of your credit history just once, keeping your credit history intact.
Opt for a shorter term car loan – Where possible, opt for a car loan with a reasonably short term. Even though your monthly payments will be higher, you will save a substantial amount of money on interest, making your vehicle a better deal at the end of the loan term.
If you are considering lease finance for your vehicle, see Equipment Leasing and Finance.
Your personal touch and attention to detail during refinancing my home loan helped me make an informed decision, save money and made the entire process stress free. Your availability to answer any questions, thorough documentation and prompt communications throughout the entire process to ensure it is a success is highly appreciated. I have learned a lot since meeting you and I will certainly send my friends and family your way for their mortgage needs.
Thank you very much for everything you have done in securing our loan. We very much appreciate your efforts and for the exceptional customer service, professionalism and honesty. The whole process was made easy with your great product knowledge, your promptness and the on-going communications throughout each step. Having used many brokers over several years I can highly recommend you and will definitely be using your services again. Thanks very much
Just wanted to thank you for your exceptional service, professionalism and accurate advice throughout our mortgage transactions. Your commitment and dedication to providing me with the best mortgage products and advice specific to my needs are highly appreciated. Thank you…
My wife and I were very pleased with the outstanding information you presented when I was buying my first home. The entire mortgage approval process including getting my first home owner grant was seamless. The communication was great, and your personalised service and advice made this a great experience.
I would highly recommend Prashant to friends and anyone who is looking to get a home loan.
The speed in which I could obtain approval to refinance my home loan was very impressive. The refinance process was not only efficient and knowledgeable, but my best interests were thought of throughout the entire process. I will be recommending you to all my friends and family. Thank you for everything!
